Homes for sale in Amsterdam, Netherlands - Buy Residential properties (2024)

FAQs

Can a foreigner buy a house in Amsterdam? ›

The short answer is yes. The Netherlands does not place any restrictions on the purchase of property by foreigners, whether resident or non-resident. However, to get a mortgage you must live and be registered in the Netherlands.

The Amsterdam housing market is very competitive. The median sale price of a home in Amsterdam was $200K last. The median sale price per square foot in Amsterdam is $109, down 8.0% since last year.…

Benefits of buying a home in the Netherlands

Interest-tax deductions. You can borrow 100% of the property's value. You have the freedom to renovate your home and make it feel like your home. You don't have to pay capital gains tax when selling a property.

Residency Permit in the Netherlands

Buying a house in the Netherlands without having a residence permit is not an issue. Unfortunately, it is true that you do not automatically get a residence permit when you buy a property in the Netherlands. This takes additional time and effort.

If you want to stay in the Netherlands for longer than 90 days, you may need a residence permit. In many cases you will also have to apply for a long-stay visa before you travel to the Netherlands. This visa is also called an authorisation for temporary stay (MVV).

Almost €100,000 of income per year is needed to purchase the average home. Recent research shows in 2023, the average sale price of a home in the Netherlands was €452,000. To get a mortgage of this value, an annual income of €95,000 is needed.

What is a good salary in the Netherlands? A good salary in the Netherlands falls between €2,500 and €3,333 gross monthly (or €30,000 and €40,000 annually). After taxes, this is between €2,159 and €2,613 monthly.

Amsterdam is one of the 10 most expensive places to live in Europe. So yes, Amsterdam is definitely not cheap to live in. Especially 'binnen de ring' (in the most central neighbourhoods) prices could be double or triple compared with places in for example Friesland or Limburg.

There is simply more demand compared to supply. People are pushing. We see the number of viewings increasing, accompanied by high overbids. In general, prices in Amsterdam are still higher than in the rest of the Netherlands.

Relocating to the Amsterdam Area

It's easy for newcomers and expats to settle in, given the city's cosmopolitan spirit, rich cultural life and large international community – combined with a compact size to make getting around a breeze. Many consider Amsterdam one of the best places to live in the Netherlands.

Is Amsterdam a good place to retire? ›

However, the Netherlands does boast a high standard of living and a quality healthcare system. These factors alone make it worth considering if you are thinking of settling abroad. In fact, the Netherlands fared very well in the 2020 OECD Better Life Index.

Nationwide, the average purchase price for existing homes was €435,984 (US$473,326) in April 2024.

Yes, foreigners can buy property in Netherlands. The country does not impose any restrictions on foreigners, whether residents or non-residents, buying real estate.

Residence and Work Permits

In order to reside in The Netherlands, one must be in possession of a valid residence permit. This must be obtained from the Dutch Immigration authorities, the Immigratie en Naturalisatiedienst otherwise known as the IND. Please see https://ind.nl/en for further information.

These are the requirements for a permanent residence permit. You meet the general requirements that apply to everyone. You have had a valid Dutch residence permit for at least 5 consecutive years. There are exceptions to the 5-year period for permanent residency.

Simply put, yes – but each European country will have its own regulations. Whether you're looking for a holiday home or you want to invest in citizenship abroad, let's take a closer look at buying a home in Europe.

Moving to the Netherlands as a non-EU/EEA citizen is hard. You must first apply for a temporary residence permit which you must then extend for five years. After living in the Netherlands with a temporary residence permit for five years, you are then eligible to apply for a permanent residence permit.

To rent out your house, you have to ask for permission from the bank if there is a mortgage involved. This applies whether you want to rent out the whole property or just part of it. In most cases, the bank will not approve this as tenants are well protected in the Netherlands with various rules.